Our Services
Your Starting Point for Protection, Clarity, and Stability
LEGACY ASSESSMENT™
Start With Clarity
Your Legacy Assessment is a structured session designed to help you understand where you stand today—and what needs attention.
In this session, we’ll:
- Review your income and responsibilities
- Identify protection gaps
- Walk through your current coverage (if any)
- Clarify your priorities and next steps
EDUCATOR RETIREMENT PLANNING
For School Employees, Teachers & Public Sector Staff
Your pension is a foundation — not a finish line.
If you work in education, you've spent your career showing up for others.
But most educators have never actually seen their pension number.
When they do, the gap between what they'll receive
and what they need is eye-opening.
Legacy Strategies works with public school employees, teachers, administrators, and support staff to close that retirement income gap — using 403(b) and 457(b) supplemental savings plans that work alongside your pension, not instead of it.
In this conversation, we'll:
- Run a free pension gap analysis showing exactly what your retirement benefit will pay you
- Walk through the 403(b) and 457(b) voluntary savings options available through your employer
- Explain the 457(b) advantage — no 10% early withdrawal penalty, giving you flexibility most people don't know they have
- Help you take one simple step toward closing the gap
PROTECTION PLAN™
Build a Plan That Protects What Matters
Once we understand your situation, we design a personalized protection plan tailored to your life.
This may include:
・ Life insurance for income replacement and family protection
・ Disability coverage to protect your ability to earn
・ Health-related protection strategies
・ Retirement-focused tools for long-term stability
Every recommendation is built around your real-life responsibilities—not a generic template.
POLICY REVIEW
Get Focused Support When You Need It
You’ve done the responsible thing—you have coverage. But is it enough? And is it set up the right way?
We take a close look at your existing policies and break everything down in plain language. No confusion. No pressure. Just clarity.
You’ll walk away knowing:
• What you have
• What it actually does
• Where you may be exposed
• What adjustments (if any) make sense
Because real protection isn’t just about having policies—it’s about having a plan.